Nick Mitchell-Bennett is the Executive Director of cdcb and the Administrator of the RGV Multibank CDFI headquartered in Brownsville, Texas. Prior to taking the position of ED in 2008, Nick served in multiple positions within the organization. During his tenure he has led the cdcb team, in the development of over 3,000 affordable homes, raise over $75 million in public and private grant funds and deployed over $100 million in private lending capital and equity. In his role as Administrator, Nick led the RGVMB to be the first CDFI to join the Federal Home Loan Bank of Dallas creating the CASALoan product. In 2011, the RGVMB launched the Community Loan Center, a small dollar alternative to payday lending product. The RGVMB has franchised the CLC model into twenty-two (22) markets across the country, allowing the entire CLC franchise network of lenders to originate over $60 million and conduct over 58,000 transaction.
Nick has a BA from Tabor College, MS Degree from Eastern University, a Housing Development Finance Professional certification and has completed The Achieving Excellence program at Harvard JFK School. In 2015 Nick was recognized with the Texas Houser of the Year Award.
Mrs. Oceguera has more than 21 years of banking experience with Mercantile Bank in various areas, including overseeing loan and credit operations for the bank. She oversees cdcb administration, finance, and loan operations. Mrs. Oceguera directly supervises cdcb’s senior staff, managing the day-to-day operations of the organization.
DIRECTOR OF HOMEOWNERSHIP
Ms. Marín holds a B.B.A. degree in Finance from the University of Texas at Austin, and previously worked for the Washington Mutual as a DE Underwriter. She is responsible for underwriting all loans and issuing loan commitments for all cdcb loan products as well as coordinating cdcb’s entire mortgage lending operations from loan application through closing.
With more than 25 years of experience in the construction field, Mr. Ramirez started working with cdcb as a Self Help Construction Trainer in 2000. He oversees all single family houses that are built by different contractors to ensure quality built homes.
DIRECTOR OF REAL ESTATE DEVELOPMENT
Mr. Barrera graduated from the University of Texas Pan American in 2008 with a bachelor’s degree in Political Science. Mr. Barrera worked as a Field Operations Manager with Rebuilding Together in Dallas and New Orleans prior to joining cdcb in 2009. Mr. Barrera has a wide range of experience within the cdcb organization focusing on production and project management. Prior to being promoted to Construction Administration Manager, he was the cdcb’s Special Projects Lead where he managed the successful completion of the RAPIDO and El Naranjal projects. Mr. Barrera acts as a liaison between cdcb’s design professionals, contractors and the client. He prepares and manages all construction contract documents and vendor contracts. He oversees all bidding and procurement activity. He also reviews and manages all project budgets, billing and environmental clearances. Mr. Barrera is currently completing a certification in Construction Management with NeighborWorks America.
YOUTHBUILD BROWNSVILLE PROGRAM DIRECTOR
Mrs. Najera has a BA in Psychology and over 16 years of project management experience in workforce development programs as well as 6 years of working with at‐risk youth in a housing development. She is responsible for the implementation and day-to-day operations of the program and overseeing the data collection and analysis for report compilation for program outcomes.
A Magna Cum Laude graduate of the University of Texas at Brownsville with an AAS in Accounting, Ms. Silva is a new member of cdcb’s executive team. Prior to joining cdcb, Dennise worked 7 years as a Bookkeeper for Brooke Insurance, an out-of-state insurance agency that serves in the Brownsville area. Currently, she directly supervises five employees in the accounting department and oversees all cdcb accounting functions.
RGVMB OPERATIONS MANAGER
Ms. Erosa has a B.A. in Liberal Arts from the University of Texas at Brownsville. Prior to joining cdcb, she worked as lead bookkeeper for a local rehabilitation company. As RGVMB Operations Manager, Ms. Erosa oversees loan origination process, program compliance with the OCCC, and manages all the portfolio currently held by the Community Loan Center. Ms. Erosa has been working with CLC since its origination in 2011, and has been involved in creating a unique loan servicing software.
DIRECTOR OF POLICY
Zoraima Díaz-Pineda is the Director of Policy and is responsible for cdcb’s financial sustainability, wealth building and policy development initiatives. She previously served as the Financial Security Program Manager where she led the planning, implementation and evaluation of financial capability programs including housing counseling, financial coaching, financial empowerment education and VITA tax preparation. To develop the Cycle of Chronic Financial Instability she engaged in primary data collection among Hispanic women working in low-wage care-giving professions in South Texas. Prior to joining cdcb, she conducted financial inclusion research and policy analysis at the Institute for Assets and Social Policy, UnidosUS, the LBJ School of Public Affairs at the University of Texas and the Texas State Senate.
RESOURCE DEVELOPMENT MANAGER
Arnoldo Mata has more than 30 years experience working as a grant writer and administrator for small cities, nonprofit organizations and a university. He is a graduate of Pan American University in Edinburg TX. He earned a degree in Political Science and English.
COMMUNICATIONS & MARKETING MANAGER
Marcela Sáenz serves as cdcb’s Communications and Marketing Manager. Along with her B.A. in Communications from the University of Texas at Brownsville / Texas Southmost College (now University of Texas Rio Grande Valley), Ms. Saenz’ educational credentials include stints at New York University (Professional Certificate in Public Relations), Harvard University (Film and Visual Studies) and Istituto Marangoni (Image Consulting) in Paris, France. Having a diverse background in media/public relations ranging from internships in New York City to providing consulting services to various businesses for approximately five years serves as a beneficial segue into serving our organization with management of media relations, cdcb’s website and social media outlets and the organization/direction of organizational events.