CHIEF EXECUTIVE OFFICER, Nick Mitchell-Bennett is the Executive Director of cdcb and the Administrator of the RGV Multibank CDFI headquartered in Brownsville, Texas. Prior to taking the position of ED in 2008, Nick served in multiple positions within the organization. During his tenure he has led the cdcb team, in the development of over 3,000 affordable homes, raise over $75 million in public and private grant funds and deployed over $100 million in private lending capital and equity. In his role as Administrator, Nick led the RGVMB to be the first CDFI to join the Federal Home Loan Bank of Dallas creating the CASALoan product. In 2011, the RGVMB launched the Community Loan Center, a small dollar alternative to payday lending product. The RGVMB has franchised the CLC model into twenty-two (22) markets across the country, allowing the entire CLC franchise network of lenders to originate over $60 million and conduct over 58,000 transaction.
Nick has a BA from Tabor College, MS Degree from Eastern University, a Housing Development Finance Professional certification and has completed The Achieving Excellence program at Harvard JFK School. In 2015 Nick was recognized with the Texas Houser of the Year Award.
CHIEF OPERATING OFFICER, Mrs. Oceguera has more than 21 years of banking experience with Mercantile Bank in various areas, including overseeing loan and credit operations for the bank. She oversees cdcb administration, finance, and loan operations. Mrs. Oceguera directly supervises cdcb’s senior staff, managing the day-to-day operations of the organization.
CHIEF FINANCIAL OFFICER, Leonardo holds an MBA degree from the University of Virginia Darden School of Business. Prior to joining cdcb, Leo was a leader in several finance and accounting roles within the banking industry. He has been in several industries throughout his career and now working in a non-profit he thrives on helping our company achieve its multifaceted mission through teamwork, data analysis and a deep understanding of the different business lines we are in. Even though he is a numbers person, he believes the human factor in organizations supersedes any excel spreadsheet and numerical analysis.
DIRECTOR OF HOMEOWNERSHIP, Ms. Marín holds a B.B.A. degree in Finance from the University of Texas at Austin, and previously worked for the Washington Mutual as a DE Underwriter. She is responsible for underwriting all loans and issuing loan commitments for all cdcb loan products as well as coordinating cdcb’s entire mortgage lending operations from loan application through closing.
DIRECTOR OF REAL ESTATE DEVELOPMENT, Mr. Barrera graduated from the University of Texas Pan American in 2008 with a bachelor’s degree in Political Science. Mr. Barrera has a wide range of experience within the cdcb organization focusing on production and project management. Mr. Barrera acts as a liaison between cdcb’s funders, design professionals, contractors and the client. He also reviews and manages all project budgets, billing and environmental clearances.
DIRECTOR OF MARKETING, COMMUNICATIONS AND PUBLIC RELATIONS, Marcela Sáenz serves as cdcb’s Director of Marketing, Communications and Public Relations. Along with her B.A. in Communications from the University of Texas at Brownsville / Texas Southmost College (now University of Texas Rio Grande Valley), Ms. Saenz’ educational credentials include stints at New York University (Professional Certificate in Public Relations), Harvard University (Film and Visual Studies) and Istituto Marangoni (Image Consulting) in Paris, France. Having a diverse background in media/public relations ranging from internships in New York City to providing consulting services to various businesses for approximately five years serves as a beneficial segue into serving our organization with management of media relations, cdcb’s website and social media outlets and the organization/direction of organizational events.
DIRECTOR OF POLICY, IMPACT AND INNOVATION, Daniel Elkin has a PhD in History from the University of Arkansas where he researched urban development along the U.S. Mexico border. His dissertation examined the politics of homeownership along the San Diego-Tijuana corridor. He is responsible for initiating cdcb’s research initiatives and advocates on behalf of policies that expand home ownership at the local, state, and federal level. In addition, he coordinates cdcb’s resource development and data collection efforts.
cdcb YOUTHBUILD PROGRAM DIRECTOR, Dorene E. Fourar is proud to serve cdcb as the YouthBuild Program Director. A first-generation Latina college graduate, she brings over a decade of experience in the academic and communication fields, with a bachelor’s degree in English, specializing in socio and psycholinguistics, along with a master’s degree in Rhetoric and Composition. Her first experiences in academia were as a teacher in Morocco, and then in China, where she was able to solidify her passion for teaching to various audiences, including special education and those acquiring English as a second language. Previously, she led several teams in the marketing and communications field. She specializes in public relations, staff development, and grant management. An advocate for fostering a positive and encouraging work environment, she uses this to lead others to work diligently to be successful in all their projects. In her free time, she enjoys traveling, reading, writing, and spending time with her family.
RGVMB OPERATIONS MANAGER, Ms. Erosa has a B.A. in Liberal Arts from the University of Texas at Brownsville. Prior to joining cdcb, she worked as lead bookkeeper for a local rehabilitation company. As RGVMB Operations Manager, Ms. Erosa oversees loan origination process, program compliance with the OCCC, and manages all the portfolio currently held by the Community Loan Center. Ms. Erosa has been working with CLC since its origination in 2011, and has been involved in creating a unique loan servicing software.
FINANCE MANAGER, A Magna Cum Laude graduate of the University of Texas at Brownsville with an AAS in Accounting, Dennise worked 7 years as a Bookkeeper for Brooke Insurance, an out-of-state insurance agency that serves in the Brownsville area. Currently, she directly supervises five employees in the accounting department and oversees all cdcb accounting functions.
RENTAL PROPERTY AND OPERATIONS MANAGER, Crystal Losoya is a Brownsville native and holds a Bachelor's Degree of Arts in Criminal Justice. From 2015-2019, she was a key member of the board of directors for cdcb before taking the role as Financial Capabilities Program Associate within the organization. Presently, Ms. Losoya is the Rental Property and Operations Manager, responsible for overseeing all rental assets, including both Natural Occuring Affordable Housing (NOAH) and Low-Income Tax Credit Housing (LITCH) properties. Guided by the principle that everyone deserves safe, stable, and affordable housing, she is deeply passionate about her community. Crystal is committed to transforming the financial landscape of one of the nation's most enduring poverty-stricken areas. She strongly believes in equal access to robust financial products, education, resources, and housing, and passionately promotes these beliefs in her work.