Frequently Asked Questions
Do I need to have perfect credit?
No. Don’t worry about bad credit! Our team of counselors are trained and certified by HUD. They can work with you until you become “homebuyer-ready.”
My friend said she didn’t qualify. Can I qualify to your programs?
Every family and individual have a unique situation. We encourage everyone to apply to find out what they qualify for.
Who can apply?
US Citizens and legal residents, 18 years or older.
How do I apply?
It’s simple!
1) Call 956-541-4955 to make an appointment, or
2) Complete the online application and gather the documents mentioned.
3) Once called, come to the appointment with the counselor and bring your documents.
Which documents should I take to homebuyer fairs?
We have homebuyer fairs to accommodate walk-ins from people who can’t visit with a counselor during weekdays. You should bring:
Valid photo ID
Social Security Card
Last 2 pay stubs
Last year’s tax return
I have disability, can you help me?
Yes, we can work with you. However, disability is not considered in approving you for down-payment assistance.