Down payment assistance available
For those who qualify
Since 1974, cdcb has been helping individuals and families in South Texas realize their dream of homeownership. We can help you purchase or build a house anywhere in South Texas and the Coastal Bend area.
We work one-on-one with you to understand your goals and financial situation, providing personalized guidance and access to financing options that make homeownership more achievable
We build. Rebuild.
Finance and Rent
Custom Built Homes
Refinance
Home purchases
In-House Underwriting
FHA, USDA, Conventional Loans
Credit Rebuild
Home Repair
Need help? We can contact you.
Homeownership Timeline
Apply
Complete the homeownership application.
Application Review
Submit required documentation and schedule your appointment with a HUD-certified counselor.
Housing Counseling
Meet one-on-one with the HUD-certified counselor to create your action plan and determine if you are ready to purchase a house.
Financing & Home Selection
Meet with a cdcb lender to review financing options and determine your prequalification amount.
Choose to Build or Buy
Determine if you will build a home or buy an existing house in the market.
Close & Move In
Sign a contract, complete formal application, process your loan, Close and move in.
Our Services
Mortgage Lending
We help you explore mortgage options and guide you through the loan process, including FHA, USDA, and conventional loans. Our in-house underwriting provides a more streamlined, supportive experience.
Financial Security
cdcb Financial Security offers free coaching and workshops to help individuals and families manage money, build credit, and support long-term financial stability and homeownership.
Housing Counseling
If you’re not quite ready to buy, we offer housing counseling and financial coaching to help you strengthen your financial profile and prepare for homeownership.
My heartfelt thanks to the CDCB team for being God's Angels in my life. your assistance with the paperwork has been a huge blessing, and I am excited to begin this new chapter of building my home. I am grateful for your friendship and support You've made a lasting impact on my life. May God continue to bless you all